1.800.432.0000

 

Product Disclosures

The information provided on this site or in any communication containing a link to this site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject or its affiliates to any IAA to any registration requirement within such jurisdiction or country. Neither the information, nor any opinion contained in this site constitutes a solicitation or offer by IAA or its affiliates to buy or sell any securities, options or other financial instruments or provide any investment advice or service.

Investors should consider the investment objectives, risks, charges, and expenses before investing in any security. The prospectus contains this and other information. Please contact your account executive for a copy of the prospectus. Please read the prospectus carefully before investing.

Mutual Funds/ETFs

There are risks involved when investing in Mutual Funds and ETFS, including possible loss of principal. In addition to the normal risks associated with equity investing, investments in smaller companies typically exhibit higher volatility, and when these products replicate indexes weighted in smaller capitalization stocks they share the same risk/return attributes of those stocks and of those indexes. Investors should consider the investment objectives, risks, charges, and expenses before investing. The prospectus contains this and other information.

UITs

UITs are fixed and not actively managed. The market value of units will fluctuate, and when sold, may be worth less than the original cost, potentially resulting in a loss. The value of each unit will fluctuate with the underlying securities. Investing in securities denominated in currencies other than the US Dollar involves certain considerations comprising both risk and opportunity not typically associated with investing in US securities. Risks also include political and government restrictions which might adversely affect the payment or receipt of payment of income on foreign securities, fluctuations in foreign securities, exchange rates, limited liquidity, lack of public information and the risk of price volatility. Please consult a tax professional regarding the tax consequences.

Foreign Securities and Currency

Investing in securities denominated in currencies other than the US Dollar involves certain considerations comprising both risk and opportunity not typically associated with investing in US securities. Risks also include political and government restrictions which might adversely affect the payment or receipt of payment of income on foreign securities, fluctuations in foreign securities, exchange rates, limited liquidity, lack of public information and the risk of price volatility. Please consult a tax professional regarding the tax consequences.

Fixed Income Products

Fixed-income investments are subject to various risks, including changes in interest rates, credit quality, market valuations, liquidity, prepayments, corporate events, tax ramifications, and other factors. Please discuss these and other factors with your account executive before investing in these products.